Is Consolidating Student Loans Right for You?
As a student loan counselor, I often work with clients who make separate payments on multiple student loans to many servicers. This often results in mass confusion and unnecessary complications for the...
View ArticleStudent Loan Debt: Know Your Rights
pictured: Cate Rysavy, Tricia Grimes, Representative O’Neill Student loan debt is a major challenge for individuals the moment they graduate or leave college. Difficulty in repayment can become a major...
View ArticleFree help for student loan borrowers in repayment
Student loan debt in the U.S. has been soaring and is a major concern to families in Minnesota and across the nation. Unlike other forms of debt, student loans generally cannot be discharged through...
View ArticleStruggling with student loans?
Are you in repayment of your student loans? Are you behind or struggling to keep up? Help has arrived! You can have a free and confidential student loan repayment counseling session with one of our...
View ArticleFlashback Friday to Defaulted Student Loans: A borrower’s worst nightmare
With student loans being a hot topic right now, I wanted to share this Flashback Friday post about defaulted student loans. The more I learn about student loans, the more I see them as a double-edged...
View ArticleWhat is student loan counseling?
Student loans can be confusing and overwhelming. LSS offers free student loan repayment counseling to help borrowers navigate their loans and options. Tasha, one of our certified student loan...
View ArticlePortrait of a student loan borrower
Let me tell you about someone I recently met with during a financial counseling session. About “Ann” Ann is a 54-year-young, mother and wife. She works on average 32-34 hours a week at a job she...
View ArticleHow to pay off your student loans faster
Student loans are very common these days and can take 10+ years to pay in full. Typically only mortgages take longer to pay off! And if you temporarily suspend payments or go back to school and...
View ArticleOlder Americans and student loan debt
Student loan debt continues to grow and affects adults of all ages; the number of older adults with student loans has dramatically increased as well. “Student loans make up the nation’s second largest...
View ArticleMastering Student Loans: Know Before You Owe
Student loans remain a hot topic…and will for years to come. So we’re flashing back to Barb’s post with how to prepare for and deal with student loan debt. As a financial counselor, I have observed a...
View ArticlePlanners, Advisors, or Counselors: Who should you turn to?
Financial Planner vs. Financial Advisor vs. Financial Counselor Have you ever been confused by where to turn when you need help with your finances? With over 183 different professional designations,...
View ArticlePublic Service Loan Forgiveness: Separating Truth and Myths
Is Public Service Loan Forgiveness too good to be true or just sorely misunderstood? A mere 1% of Public Service Loan Forgiveness applications were approved in the first nine months of borrowers...
View ArticleHomebuyer Tips: Buying When you Have Student Loans
In case you haven’t heard, there is a student loan debt crisis in America. Currently, the amount of student debt owed – $1.5 trillion – is second only to mortgage debt. Even so, many Americans with...
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